Expert Accounting and Taxation Services
Your Business Deserves More.
Drowning in Field Receipts?
Stop losing out on massive corporate tax write-offs because job site invoices are fading on your truck dashboard or sitting crumpled under a seat. We transition your field crews to 100% digital, zero-effort capture instantly.
Pulling in high annual revenue means absolutely nothing if your bank account is empty while you wait 60 to 90 days for a builder or commercial client to pay your invoice. We map out predictive cash systems.
Mismanaging mandatory Ontario WSIB schedules, payroll source deductions, or independent subcontractor classifications triggers devastating retroactive CRA back-charges. We insulate your corporate structure.
Stressed About Friday Payroll?
Terrified of an Unexpected Audit?
Crossing the half-million-dollar milestone means you have outgrown basic compliance. If you face these daily operational bottlenecks
Transparent Accounting Frameworks Built to Scale
Tier 1 : Core Trade Compliance : Best for growing crews ($500k–$800k revenue) looking to transition out of the truck :
[ ✓ ] Automated Receipt Capture: Complete deployment of tools like Dext or Hubdoc so your team can snap photos of invoices from the job site.
[ ✓ ] Flawless T5018 Management: Systematic tracking and clean year-end reporting of all subcontractor payments to satisfy the CRA.
[ ✓ ] WSIB & Payroll Governance: Complete management of Ontario worker compensation reporting, source deductions, and apprentice wages.
[ ✓ ] Monthly Financial Statements: Delivery of crystal-clear income statements and balance sheets.
Tier 2 : The Project Profit Optimizer (⭐ Highly Recommended Badge) : Best for established businesses ($1M–$2M revenue) running multiple service vehicles :
[ ✓ ] Includes Everything in Tier 1.
[ ✓ ] Advanced Job-Costing Analysis: A broken-down review of your exact material and labor costs per contract, showing you where you are leaking cash.
[ ✓ ] Holdback & Progress Billing Tracking: Systematic management of construction holdbacks to accelerate your collection timelines.
[ ✓ ] Quarterly Proactive Tax Strategy: Active tax planning and corporate installment tuning to completely eliminate year-end tax surprises.
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Tier 3 : Fractional CFO Partner : Best for multi-crew enterprises ($2M+) requiring boardroom-level strategic oversight :
[ ✓ ] Includes Everything in Tiers 1 and 2.
[ ✓ ] Bank-Ready Compilation Engagements: Professionally compiled financial statements signed under strict CSRS 4200 guidelines to satisfy commercial lenders.
[ ✓ ] 13-Week Rolling Cash Flow Forecasting: Predictive predictive models to guarantee you meet payroll and material orders despite commercial lag times.
[ ✓ ] Fleet & Labor Efficiency Metrics: Real financial performance tracking calculating exactly how much revenue is generated per truck and technician.
10+
300+
Trusted by Clients
Experience
We help growing businesses in Waterloo Region understand their numbers, reduce tax surprises, and make better financial decisions through proactive CPA-led bookkeeping, tax planning, payroll, and CFO advisory.
You Build KWC. We Protect Your Profits.
Expert Accounting Services
Providing expert accounting and taxation services for small to medium businesses across Canada.
Taxation Services
Expertise in taxation for small and medium-sized firms to ensure compliance and efficiency.
Bookkeeping Solutions
Reliable bookkeeping services tailored to meet the needs of your business operations.
Consulting Expertise
Professional consulting to guide your business through financial decisions and strategies.
Client Feedback
Hear from our satisfied clients about our exceptional accounting services.
The team at JAC Accounting transformed our finances. Highly recommend their expertise!
Mark Johnson
Waterloo. ON
JAC Accounting has been a game changer for our small business. Their expertise in bookkeeping and taxation is unmatched. We couldn't be happier with their services!
Sarah Lee
Kitchener, ON
